Pricing structure

Service provided

pymwymi provides challenge creation and participation, schedules, progress tracking, proof submission and review, outcome verification, and enforcement of each participant's accountability commitment.

There is no recurring subscription or entry fee.

Commitment pricing

Each challenge has one fixed commitment between R50 and R5,000. The exact amount is displayed in South African rand before the participant joins.

Joining captures R0. Paystack places a temporary card hold for the disclosed commitment amount.

Amount charged

Successful completion and proof approval: R0 is charged and the card hold is released.

Voluntary forfeiture, a missed required submission, failure to complete, or confirmed dishonest proof: the full disclosed commitment is captured by pymwymi as its accountability-service fee.

No portion of a captured commitment is paid to another participant or reviewer.

Longer challenges

Challenges longer than 30 days use rolling Paystack card holds of up to 30 days against a reusable card authorization. If a later hold is declined, the participant must restore the authorization where required.

No wallet, deposits, or participant payouts

Users cannot deposit or store money with pymwymi, maintain a cash balance, withdraw funds, or transfer money to another participant. Each challenge uses a separate Paystack card authorization.

There are no prize pools, winner payments, or cash reviewer payments. Correct reviewers may receive reputation or non-cash recognition only.

Payment provider

Paystack handles card authorization, capture, and release. Paystack or the cardholder bank may apply processing, reversal, or chargeback rules and timelines.

Contact

Pricing and payment questions: support@pymwymi.co.za